The Retirement@Work portal is now live. You can access the new supplemental retirement plan portal through this link: Retirement@Work Portal. You will need your social security number to register and make changes to your supplemental retirement account. This does not impact your pension or ORP and is for employee contributions to your supplemental retirement accounts.

This portal is not for MSRP/Nationwide enrollees but for employees who have or are interested in creating a Fidelity or TIAA account.

Of note: If you are interested in maximizing your 2025 contributions effective with the first paycheck on January 3, 2025, you will have through 11:59 p.m. today, to make changes or enroll.

With Retirement@Work, users can manage savings online in one spot whenever they want, making it easier to:

• Track progress: Get a snapshot of all investments, and view current and past transactions you make in the portal. To see your contribution history you will need to look into either TIAA or Fidelity’s portal.
• Make informed decisions: Learn more about retirement plans, and use calculators and other tools to help plan for the type of retirement employees want.
• Take action: Change contribution amounts or how it’s split among selected investment provider(s).

If you are trying to create an account for the first time and you are asked for a plan number, please enter one of the numbers below:

• University System of Maryland 403(b) – 65612
• University System of Maryland 457(b) – 65613
• University System of Maryland Matching Plan – 69551

Please refer to the chart below to help you calculate the contributions per pay period.

The IRS has announced the Supplemental Retirement Account (SRA) deferral limits for calendar year 2025 and there has been an increase from the 2024 limits. If you are under 50, you may contribute up to $23,500 in 2025. If you are 50 or over, the catch-up limit remains at $7,500. Therefore, if you are 50 or over, you may contribute $23,500 plus an additional $7,500 for a total of $31,000 in 2025.

You may maximize your deferral amount by using the following chart:

If you need further information or assistance please create an AskHR case and select ‘Retirement’ and someone from the Benefits team will respond to your request.